Top 10 Payment Processors to Accept Online Donations Through Your Nonprofit Website

author Candace Bozek on June 14, 2019

Top payment processors for a nonprofit donation page



A payment processor is an essential component of your nonprofit website to accept any form of online payments whether that’s donations, membership dues, event registration, or purchases through your eCommerce store.

Application program interface (API) integration between your content management system (CMS) and payment processor allows your organization to accept online payments directly through your nonprofit website without having to send your visitors off-site to a third party platform like Network for Good.

When your donor enters their payment information on your site, their card information is sent through the payment gateway to be validated. As long as the card’s information is legitimate, the transaction will be processed by your payment provider.

Allowing your donors to complete their gifts through your donation website offers a far superior user experience to linking them to an external page. By keeping everything within your website platform, you can maintain brand consistency on your donation page and keep donors on your site longer.

Ready to find the best nonprofit payment processor for your website? Read on to discover the top providers to integrate with your site.

  1. Stripe
  2. iATS Payments
  3. PayPal
  4. WePay
  5. Abila netFORUM Enterprise
  6. TransNational Payments
  7. Fundly
  8. Moneris
  9. Authorize.Net
  10. Braintree


Top Payment Processor for Nonprofits: Stripe

1. Stripe

Stripe is the top payment processor for nonprofits because it accepts all major credit cards and over 135 different currencies. Through API integration with your nonprofit CMS, donors can simply enter their credit card information on your website’s donation form and their payment information will automatically be passed along to Stripe for processing.

Strengths

Stripe has best-in-class API integration to connect to your nonprofit website and offers your donors the utmost flexibility in payment options.

Weaknesses

Stripe’s transaction fees are in the higher range for payment processors, however, they accept more payment types than other providers. American organizations processing more than $100,000 per month may be eligible for a volume discount.

Morweb Integration

As a leading nonprofit CMS, the Morweb platform is equipped to integrate with a wide variety of payment processors to accept online donations directly through our built-in payment forms.

Morweb recently partnered with Stripe to allow for advanced integration with our CMS platform. Stripe is our preferred payment processor for Morweb’s nonprofit website modules including donations, event ticketing and eCommerce.

Nonprofit websites built on the Morweb platform using Stripe as their payment processor will gain access to a Stripe reporting dashboard in the backend of their website. Nonprofits who use this feature will be able to see all of their website data and payment data in one, simplified interface.

Payment Processor Details

Cards Accepted

American Express, Visa, Mastercard, Discover, JCB, Diners Club International, UnionPay and ACH transactions

Currencies

AED, ALL, ANG, ARS, AUD, AWG, BBD, BDT, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CHF, CLP, CNY, COP, CRC, CUP, CVE, CYP, CZK, DJF, DKK, DOP, DZD, EEK, ETB, EUR, FKP, GBP, GHC, GIP, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGF, MKD, MMK, MNT, MOP, MRO, MTL, MUR, MVR, MWK, MXN, MYR, MZM, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, ROL, RUB, SAR, SBD, SCR, SDD, SEK, SGD, SHP, SIT, SKK, SLL, SOS, SRG, STD, SVC, SYP, SZL, THB, TND, TOP, TRL, TRY, TTD, TWD, TZS, UYU, VEB, VND, VUV, WST, XAF, XAG, XAU, XCD, XOF, XPD, XPF, XPT, YER, YUM, ZAR, ZMK, ZWD

Transaction Fees

2.9% + $0.30 for Visa, MasterCard and Discover, 3.5% for American Express.


Top Payment Processor for Nonprofits: iATS Payments

2. iATS Payments

iATS Payments is a payment processor specifically for nonprofits. For over 20 years, iATS Payments has allowed nonprofits to collect online donations securely and efficiently.

Strengths

A major strength of this payment processor is that it can integrate with a variety of other fundraising platforms including top customer relationship management (CRM) software and text-to-give providers. This is beneficial if your nonprofit uses other fundraising software because all of your data will be synced in one place.

Weaknesses

iATS Payments doesn't accept some of the more obscure credit cards. If you have many international donors, you may need a payment processor that can handle more credit card types.

Payment Processor Details

Cards Accepted

Visa, Mastercard, American Express, Discover and ACH transactions

Currencies

CAD, USD, GBP, EUR

Transaction Fees

2.49% for Visa, MasterCard and Discover, 3.2% for American Express, $0.26 per transaction for ACH processing.


Top Payment Processor for Nonprofits: PayPal

3. PayPal

PayPal is a top payment processor because it is so well-known. If your donors are located in North America, chances are, they already have a PayPal account. This makes the donation process straightforward because your donors can simply enter their password instead of typing in their credit card details.

Strengths

PayPal’s strong brand recognition helps build trust with donors because they can feel assured that their payments are secure and they can make gifts in a way that is familiar to them.

It is easy for nonprofits to set up a PayPal account and there are no cancellation or withdrawal fees.

501(c)3 organizations can qualify for reduced PayPal charity rates. Organizations with higher sales volumes (beyond $250,000 per month) can get more favorable fees.

Weaknesses

Nonprofit websites using PayPal for their donation page will redirect donors to PayPal’s checkout to complete their transaction.

Donors who don’t have a PayPal account will have to register which can lead to a lengthy donation process. Nonprofits looking to eliminate the account setup process can integrate their website platform with PayPal Pro to accept donations directly through their website.

Payment Processor Details

Cards Accepted

Visa, Mastercard, American Express and Discover

Currencies

CAD, USD, AUD, BRL, CZK, DKK, HKD, HUF, INR, ILS, JPY, MYR, MXN, TWD, NZD, NOK, PHP, PLN, GBP, RUB, SGD, SEK, CHF, THB

PayPal Transaction Fees

2.2% + $0.30 per transaction

PayPal Pro Transaction Fees

$35 per month, plus 2.9% + $0.30 per transaction


Top Payment Processor for Nonprofits: Wepay

4. WePay

WePay offers quick and easy integrated payments. The payment processing is handled by Chase, a top financial institution serving nearly half of all households in the United States and four million small businesses.

Strengths

WePay is specifically designed to integrate with leading software platforms like your nonprofit CMS for a seamless online donation process.

Your WePay account gives your organization transaction-level reporting to see in-depth data about how money is moving through the platform. Every transaction is backed by WePay’s risk management technology for stopping fraud and identity theft.

Weaknesses

Currently, WePay only supports US-based users on their platform partner sites and Canadian users on a growing number of platform partner sites like Fundrazr and GoFundMe.

If your nonprofit is international and receives donations in many different currencies, you may need a payment processor that is equipped to handle these types of donations.

Payment Processor Details

Cards Accepted

Visa, Mastercard, American Express, Discover and ACH transactions

Currencies

USD, CAD, GBP

Transaction Fees

2.9% + $0.30 per transaction, 1% + $0.30 for ACH transactions


Top Payment Processor for Nonprofits: Abila netForum

5. Abila netFORUM Enterprise

Abila netFORUM Enterprise is a leading association management software (AMS). In addition to secure payment processing, the platform offers a wide variety of nonprofit-specific features for managing your organization’s online presence.

Strengths

Abila NetFORUM Enterprise offers membership management, events management, chapter and committees, advanced reporting, process automation, fundraising management and more.

If your association uses Abila netFORUM Enterprise, you can integrate with your content management system to accept donations directly through your website. Any transactions made through your organization’s website will automatically be transferred to the AMS for in-depth analysis and reporting.

Weaknesses

As an AMS, Abila netFORUM Enterprise offers much more functionality than software that is strictly just for payment processing. If your nonprofit’s website platform has redundant functionality, you may not need the full software suite.

Payment Processor Details

Cards Accepted

American Express, Visa, Mastercard, Discover, Moneris, Authorize.net, PayPal and ACH transactions

Currencies

AED, ALL, ANG, ARS, AUD, AWG, BBD, BDT, BHD, BIF, BMD, BND, BOB, BRL, BSD, BTN, BWP, BZD, CAD, CHF, CLP, CNY, COP, CRC, CUP, CVE, CYP, CZK, DJF, DKK, DOP, DZD, EEK, ETB, EUR, FKP, GBP, GHC, GIP, GMD, GNF, GTQ, HKD, HNL, HRK, HTG, HUF, IDR, ILS, INR, IQD, ISK, JMD, JOD, JPY, KES, KHR, KMF, KPW, KRW, KWD, KYD, KZT, LAK, LBP, LRD, LSL, LTL, LVL, LYD, MAD, MDL, MGF, MKD, MMK, MNT, MOP, MRO, MTL, MUR, MVR, MWK, MXN, MYR, MZM, NAD, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PGK, PHP, PKR, PLN, PYG, QAR, ROL, RUB, SAR, SBD, SCR, SDD, SEK, SGD, SHP, SIT, SKK, SLL, SOS, SRG, STD, SVC, SYP, SZL, THB, TND, TOP, TRL, TRY, TTD, TWD, TZS, UYU, VEB, VND, VUV, WST, XAF, XAG, XAU, XCD, XOF, XPD, XPF, XPT, YER, YUM, ZAR, ZMK, ZWD

Transaction Fees

Not listed


Top Payment Processor for Nonprofits: Transnational

6. TransNational Payments

TransNational Payments allows you to accept online and recurring payments easily and securely. TransNational is another merchant service provider so all payments are processed through their account.

Strengths

TransNational Payments has specific functionality to accommodate nonprofits and associations. They enable organizations to accept payments online and to track it all with sophisticated reporting capabilities.

Through API integration with your nonprofit CMS, your donors’ payment information will automatically be transferred to TransNational Payments for secure payment processing.

Weaknesses

TransNational Payments charges an annual fee on a three-year contract basis. There is an early termination fee up to $500 if you decide to end your contract before the three years.

Payment Processor Details

Cards Accepted

Visa, MasterCard, American Express, Discover, Diners Club International, JCB, BC and UnionPay

Currencies

USD, CAD, RMB, JPY, KRW

Transaction Fees

Annual fee up to $95 per year for 3 years


Top Payment Processor for Nonprofits: Fundly

7. Fundly

Fundly is primarily a crowdfunding and donor management software. Fundly offers a variety of tools to help nonprofits maximize online donations.

Strengths

Fundly is a leading relationship management software for nonprofits and associations. With their member management software, nonprofits can manage direct mail campaigns, events, memberships, pledges, recurring donations, online donations and everything in between.

The Fundly platform also offers sophisticated reporting for tracking interactions, giving history, and event participation.

Weaknesses

Fundly operates differently from other payment processors in that you must choose a merchant account to handle the payment processing.

Nonprofits using the Fundly platform can choose to process transactions through WePay or Stripe. This adds payment processing fees on top of platform transaction fees.

Payment Processor Details

Cards Accepted

American Express, Visa, Mastercard and Discover

Currencies

CAD, USD, AUD, GBP

Transaction Fees

4.9% per transaction + credit card processing fee 2.9% + $0.30 per transaction


Top Payment Processor for Nonprofits: Moneris

8. Moneris

Moneris is Canada’s top payment processor founded by RBC and BMO Bank of Montreal. The company’s U.S.-based merchants are served by Vantiv. They support payment processing for a wide variety of industries including nonprofits.

Strengths

Moneris is heavily focused on innovation and technology making them one of the leading payment processors in North America and #1 in Canada.

Weaknesses

Moneris operates on a three-year contract basis with a penalty for early termination.

Morweb Integration

Their API integration allows you to integrate payment processing directly into your existing website.

Payment Processor Details

Cards Accepted

Visa, Mastercard, American Express, Discover, Diners Club International, JCP, Interac, UnionPay, Apple Pay and Google Pay

Currencies

CAD, USD, RMB, JPY, KRW

Transaction Fees

Initial setup fee, 3-year contract


Top Payment Processor for Nonprofits: Authorize.net

9. Authorize.Net

Authorize.Net is a wholly owned subsidiary of Visa. Operating since 1996, Authorize.Net is a leading provider of payment gateway services, managing the submission of transactions and processing networks on behalf of merchant customers.

Strengths

Authorize.Net is a simplified payment solution with advanced fraud protection, recurring payments, integrated invoicing features and simple checkout.

The payment platform offers an additional Account Updater to keep card data updated in your Customer Information Manager (CIM) profiles and Automated Recurring Billing (ARB) subscriptions.

Weaknesses

Authorize.Net is slightly more expensive than some of the other payment processors for nonprofits with a monthly fee on top of transaction fees.

Payment Processor Details

Cards Accepted

Visa, Mastercard, American Express, JCB, Discover, PayPal, Visa Checkout, Apple Pay, Chase Pay

Currencies

CAD, AUD, USD, EUR, GBP

Transaction Fees

$25 monthly and 2.9% + $0.30 per transaction


Top Payment Processor for Nonprofits: Braintree

10. Braintree

Braintree is a PayPal company that offers the utmost flexibility in payment options for your organization’s donors.

Strengths

Braintree offers the most payment options for users including PayPal, Venmo, Apple Pay, Android Pay as well as major credit cards.

They offer reporting features specifically for nonprofits to help your organization track transaction history and stay on top of donations. Braintree’s reporting module also gives your team access to disputes, settlements, and real-time notifications.

Weaknesses

Braintree is not nonprofit specific but can integrate with your website platform to process on-site donations.

Payment Processor Details

Cards Accepted

Visa, Mastercard, American Express, Maestro, JCB, Discover, Diners Club International, Unionpay, Venmo, Apple Pay, Android Pay, PayPal, Masterpass

Currencies

CAD, USD, AUD, GBP, RMB, HKD, NZD, MYR

Transaction Fees

2.9% + $0.30 per transaction


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